Author name: Elara Voskian

Elara Voskian is a certified financial behaviorist and former crisis-response economist who helped design emergency savings frameworks for NGOs operating in 12 volatile economies. She holds a dual credential in Behavioral Finance (CFP® + CBB®) and pioneered the 'Resilience-First Savings' methodology, blending microeconomic stability models with real-world liquidity stress testing. Her work appears in the Journal of Financial Therapy and she advises fintech startups building inclusive emergency fund tools.